Corporate Account : SMBC Indonesia

Corporate Account

Corporate Accounts

Access and manage your funds using our deposit products; we provide the tools to support your daily banking needs and help you maintain control over your finances.

Corporate Current Accounts

SMBC Indonesia Corporate Current Accounts are specifically designed to support your business needs. You can securely and conveniently access and manage your accounts and transactions from anywhere via our online network.

To add value to your business, we also offer Escrow Accounts to support various business activities or projects, in accordance with the specific terms and conditions required for them.

For transaction purposes, we offer Corporate Current Accounts in 13 (thirteen) currencies: IDR, USD, JPY, AUD, SGD, EUR, GBP, HKD, CHF, THB, CNY, INR, and SAR.

For cash withdrawals, we provide banknotes in 3 (three) currencies:

IDR,
USD,
JPY

Corporate Time Deposit

A third-party deposit product held with the Bank—denominated in Rupiah (IDR) or foreign currencies (subject to availability)—for a fixed term, designed for non-individual clients.

Fund placements start at IDR10,000,000 (or the equivalent in foreign currency). Deposit tenors range from 1 month to 36 months, offering attractive interest rates.

Details regarding fees and facilities are available in the Corporate Time Deposit Product and/or Information Summary (RIPLAY).

Corporate Current Account

Fund deposits and withdrawals can be made at our teller counters using the appropriate application form during banking hours (08:30–14:30).
No initial deposit is required to open the account.
Clients are required to provide clear and accurate information when opening the account, in accordance with Bank Indonesia regulatory standards
The Bank reserves the right to refuse the opening or closing of an account if it is found to be non-compliant with applicable regulations.

Corporate Time Deposit

Interest is calculated on a daily basis and credited to the account selected by the customer (Time Deposit, Savings, or Current Account).
Roll Over of Deposit may apply to the principal amount only, or to both the principal and interest.
Interest is paid monthly or at maturity.
Withdrawal for deposit principal or interest payments cannot be made in cash.

Product Information & Charges - Corporate Current Account

Product Information & Charges - Corporate Time Deposit

Current Account
Certain forms and documents are required for opening Current Account. Please give us a call for detail information, policy and procedure in opening Current Account at SMBC Wholesale Banking.

Please call your Relationship Manager (RM) or our TBSD staff(s) for more detail information.

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”