Supply Chain Financing : SMBC Indonesia

Supply Chain Financing

Supply Chain Financing for Sustainable Business Growth

PT Bank SMBC Indonesia Tbk (“SMBC Indonesia”) are committed to supporting business growth through innovative financing solutions that add value across the supply chain. We understand the importance of reliable working capital availability in maintaining strategic relationships with suppliers, customers, and project owners, while ensuring smooth daily operations.

To strengthen this support, SMBC Indonesia introduces an integrated system designed to simplify processes, enhance transparency, and ensure efficiency in managing financing transactions with your strategic partners. This combination of financing facilities and technology-based support enables us to deliver comprehensive and sustainable solutions for your business.

Our Supply Chain Financing Solutions

Distributor Financing
A short-term working capital facility specifically designed to finance product purchases from strategic partners through facilities provided by SMBC Indonesia. This solution provides reliable, effective, and efficient funding to support the smooth execution of your distribution activities.

Supplier Financing
A working capital facility to finance customer receivables from strategic partners. This service helps strengthen liquidity, accelerate cash flow, and reinforce more solid and sustainable business relationships.

Contract Financing
A short-term working capital facility designed to support project financing provided by project owners (bowheer). This service provides timely funding and helps contractors fulfil contractual obligations optimally.

Why Choose SMBC Indonesia Supply Chain Financing?

SMBC Indonesia’s Supply Chain Financing (SCF) solutions not only provide financing facilities but also deliver added value for your business growth. With SMBC Indonesia, you will receive:

Competitive financing schemes compared to conventional loans.
Optimized liquidity management aligned with your company’s business cycle.
Flexible financing structured according to your company’s needs.
Convenient digital support through SMBC Indonesia’s Supply Chain application.
Stronger business relationships with your Strategic Partners.

Excellence:

For Principal

Timely payment of your sale to sub-distributor/retailer
Increase sale capacity
Increase liquidity
Timely payment to supplier
Increase efficiency in administration and collection process

For Retailer

Increase liquidity
Increase sale capacity
Longer and more flexible term of payment
Easier access and process to competitive credit facility
More lenient collateral

📄 For detailed benefits of each product, please refer to the attached Product and Service Information Summary (RIPLAY).

Product and Service Information Summary

💡 Make SMBC Indonesia your trusted partner to strengthen your supply chain and drive business growth. For more information, please contact Relationship Manager (RM) or our TBSC staff(s) at SMBC Indonesia today.

Dampak Nyata

Program pemberdayaan adalah elemen yang terintegrasi dengan model bisnis kami. Dalam seluruh produk serta aktivitas, kami senantiasa berusaha untuk menciptakan kesempatan tumbuh dan hidup yang lebih berarti bagi seluruh nasabah SMBC Indonesia.

Erna Zurnimawati

“Selama menjadi nasabah SMBC Indonesia, saya banyak dibimbing oleh tim Daya, mulai dari pameran, coaching, dan banyak pelatihan online maupun offline. Order pun berdatangan dari SMBC Indonesia.”

Siti Rochanah

“Saya bisa mengelola keuangan dan toko online seperti yang diajarkan Daya serta sering diajak mengikuti pameran-pameran. Puncak kebanggaan saya adalah dipertemukan dengan Pak Presiden Joko Widodo dalam suatu pameran yang diadakan SMBC Indonesia dan produk Iwaknyuzz saya mendapat apresiasi dari beliau.”

Adam Abdullah

“Melalui program Daya, kami juga mendapat bantuan permodalan yang membantu kami meningkatkan kapasitas produksi menjadi lebih besar lagi, melalui skema permodalan yang mudah dan tidak memberatkan. Bisnis ini dengan mudah mendapat permodalan yang tepat dan terukur sesuai kapasitas dan kemampuan usaha. Kami bersyukur WGB kini menjadi market leader di bisnis retail pakaian big size pria.”

Agnes Sukenty Niken

“Setelah saya mendapatkan pendampingan secara khusus selama 6 bulan dari Daya SMBC Indonesia, mulai dari membuat perencanaan bisnis, memastikan rantai pasokan bahan baku, scale up bisnis ini sendiri. Ternyata menjalani bisnis ini banyak hal yang sebelumnya tidak terpikirkan. Saat ini produk Ing Pawon sudah ada di berbagai retail modern dari Papua sampai Sumatera”