ESG Deposit : SMBC Indonesia

ESG Deposit

A time deposit product designed to empower corporate ventures by funding in loans and commitments that align with rigorous ESG (Environmental, Social, and Governance).

Customers’ involvement can contribute to finance ESG projects across a wide range of categories such as renewable energy, green building, clean transportation, energy efficiency, environmentally sustainable management of living natural resources and land use, employment generation, food security and sustainable food system, socioeconomic advancement, and empowerment, etc.

Product overview

This product provides returns in accordance with the interest rate agreed upon at the start of the placement if the placement is filled until maturity
A customer who withdraws his or her funds before the maturity date will become a subject of penalty and change the status to be standard time deposit
All paid interest are subject to taxes stipulated by the government
Minimum placement of USD 1,000,000 or equivalent
Available in a minimum tenor of 20 days – 12 months
Automatic renewal (Automatic Roll Over – ARO) does not applicable
There is a limit on the total sum of green deposits that can be accepted. Please note that there is a possibility that an existing ESG Deposit cannot be rolled over after reaching its maturity date
Available in US Dollars and Rupiah

For details of eligible ESG criteria can be found below:

ESG Deposit Framework

Get ESG Deposit Now

Available for corporate customers
Complete the terms and conditions signing, submit request form, and product opening/placement form
Own a savings account or demand deposit account with SMBC Indonesia as a source of funds and funds receipt account to withdraw the time deposit.

Customers who need to get information, share advise or complaints regarding SMBC Indonesia products and/or services, can directly contact our Consumer Complaints Management Unit in the nearest SMBC Indonesia branch office or SMBCI Care on 1500365.

Significant Impact

Our empowerment program is an integrated element to our business model. We will always try to create opportunities for all SMBC Indonesia customers to grow and make a more meaningful life through our products and activities.

Erna Zurnimawati

"While being a customer of Bank SMBC Indonesia, I have been guided by the Daya team, starting from exhibitions, coaching, and many online and offline training sessions. I have also received orders from SMBC Indonesia itself"

Siti Rochanah

"I am able to manage my business finances and its online store as taught by Daya, and am often invited to participate in various exhibitions. The pinnacle of my achievement was being introduced to President Joko Widodo at an exhibition held by SMBC Indonesia, and my product, Iwaknyuzz, received an appreciation from him"

Adam Abdullah

"Through the Daya program, we also received capital support that helped us increase production capacity even further, through an easy and non-burdensome capital scheme. This business easily obtains adequate and measurable capital according to the capacity and ability of the business. We are grateful that WGB is now a market leader in the plus-size men's retail clothing business"

Agnes Sukenty Niken

“After receiving personalized coaching for 6 months from Daya SMBC Indonesia, starting from creating a business plan, ensuring the supply chain of raw materials, and scaling up the business itself. It turns out that running this business involves so many things that I had not previously thought. As of now, Ing Pawon's products are available in various modern retail outlets from Papua to Sumatra ”