SMBC Indonesia

2 May 2018

Empowering Micro, Small and Medium Enterprises (MSME) through Digital Technology


Jakarta, 2 May 2018 – PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and Tempo Media Group held a talk show called Ngobrol@Tempo with a theme of “Empowering Micro, Small and Medium Enterprises (MSME) through Digital Technology”. The event presented the CEO and founder of Javara Helianti Hilman and BTPN Daya Head Andrie Darusman, as well as Tempo.co Director Tomi Aryanto as the moderator.

 

In his presentation, BTPN Daya Head Andrie Darusman explained that with the focus to serve and empower the pensioners, MSME and the productive poor community segment, BTPN believes that customers do not only need access to financing to improve their welfare. Customers also need training and accompaniment to have a better life.

 

Therefores since 2011, BTPN has developed the sustainable and measurable empowerment program to increase the customers’ live capacity through the Daya Program. Daya Program has become a unique value proposition (UVP) that makes BTPN different from other banks.

 

“Daya has been applied to all BTPN business units and its subsidiary BTPN Syariah, as part of integrated business model. Daya training and accompaniment program is not limited to financial programs but also tips on improving their businesses, expanding their market network, serving customers and other things such as living a healthy lifestyle,” Andrie said.

 

In line with its vision to making a difference in the lives of millions of Indonesians powered by digital technology, BTPN has consistently innovating and transforming its services so that they are relevant to the customers. The innovation is implemented through the new digital-based products. Whereas the transformation is done through changing the services concept from bank-centric to customer-centric. Those changes were reflected in the digitalization of its existing businesses including Daya.

 

Through www.daya.id, Daya Program can be accessed digitally so that the customers training and accompaniment activities are wider and more effective. “www.daya.id was created from the customers’ need to get information access on business and health in a quick and easy way according to their business scale and the customers’ needs. Therefore, customers will no longer need to come to branch offices to join the training but they can access various information, tips and training through the www.daya.id anytime, anywhere,” Andrie said.

 

www.daya.id has various features including Tips and the Latest Info containing of information on practical articles on business and health; Online Training consisting of modules in short videos and presentation slides by experts in business and health; Ask the Expert which facilitates question and answer session by experts; Business Opportunity which consists of business and franchise information sources for those looking for business opportunities; as well as Success Stories which comprise inspirational stories from business in gaining success.

 

At the same event, the CEO and founder of Javara, Helianti Hilman said that she believes in the need of training and accompaniment to his business partners who mostly are farmers and traditional food makers. Through training and accompaniment, farmers and traditional food makers can create better quality products as well as improving their businesses in a sustainable way.

 

Those MSME also need to get promotion and marketing access so that they can promote and sell their products to a wider market. One of the ways that Helianti has done was taking those farmers and food makers for workshops, demos and joining domestic and overseas events.

 

“To improve the quality of life of farmers and food makers in Indonesia, we are targeting their products for export markets because the international price is very good. Therefore, they need to make products that are internationally recognized and better promotion,” Helianti said.

 

With the development of digital technology, Helianti encouraged MSME to use social media and e-commerce in promoting and marketing their products. She said that digital technology today was the easiest and cheapest way for MSME businesses to promote and market their products.


For further information, please contact:

 

PT Bank SMBC Indonesia Tbk
Andrie Darusman, Communications & Daya Head
Email: [email protected] or [email protected]

 

SMBC Indonesia in brief

PT Bank SMBC Indonesia Tbk (SMBC Indonesia)—formerly PT Bank BTPN Tbk (Bank BTPN)—is a foreign exchange bank resulting from the merger of PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia in February 2019. Driven by the spirit of "Do Good, Be Great," SMBC Indonesia aims to create more meaningful growth for society through innovative and comprehensive financial solutions centred on meeting customers' needs across various segments. SMBC Indonesia provides products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. Additionally, SMBC Indonesia has subsidiaries, including PT Bank BTPN Syariah Tbk, serving customers from productive underprivileged communities, and financing companies PT Oto Multiartha (OTO) for four-wheel vehicles and PT Summit Oto Finance (SOF) for two-wheel vehicles. SMBC Indonesia's commitment to positively and sustainably impacting the broader community is also reflected through Daya. This sustainable and measurable empowerment program offers regular training to enhance personal capabilities and capabilities for a more meaningful life.